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arogya sanjeevni policy will cover coronavirus treatment in hospital upto 5 lakh rupees

If the patient has to be hospitalized due to corona virus infection, then the insurance holder will get the cost of treatment under the ‘Arogya Sanjeevani Policy’. Insurance regulator IRDA said that this will be applicable to this policy being given by all 29 companies. Under this scheme, up to an investment of Rs 1,000 currently gets a cover of up to Rs 1 lakh and customers have the option to get health insurance cover up to Rs 5 lakh. For this, roughly Rs 5,000 will have to be paid. However, some companies are charging more than this amount.

On Wednesday, a press release from Irda was informed that Corona’s treatment should also be covered under the Arogya Sanjeevani Policy. Several media reports had revealed that those hospitalized due to corona infection were treated for Rs 15 lakh. Along with this, the insurance regulatory body also clarified that the treatment of Kovid-19 will also be included in all the Mediclaim policies currently underway.

Let the insurance regulator IRDA issue a circular on January 2, in which it directed the health and general insurance companies to offer a standard product. This product will take care of the basic needs of the policyholders. According to IRDA, the name of this product is Arogya Sanjeevani Policy. However, after that any company can add its name to it. Irda said that no other name will be allowed for this scheme in the policy document.

Insurance companies started offering this policy from April 1, 2020. According to insurance sector experts, this is a better option for the weaker sections of the society, who will be able to get health insurance at a lower price. Usually the premium amount is much higher in mediclaim taken from private companies. In such a situation, this scheme guarantees treatment of up to Rs 5 lakh at a low price. It is believed that this scheme may be very popular in the health insurance sector.

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