There are few good cell phone insurance coverage corporations in India. Most of them are new startup and usually are not very fashionable.
Although the corporate you purchase your cell phone from give you some warrantee however most of them are for less than a yr lengthy. After that should you mishandle or lose your telephone then you’re accountable.
Recently I purchased an iPhone 5S and after doing the enquiry concerning the insurance coverage, they advised me Rs. 1700 for first yr and I have to get the insurance coverage inside 2 days of the acquisition.
The worth of my iPhone is Rs.41,000 so premium comes round 4% of the cell value. But its not the case with all the businesses. Many of the businesses provide for as little as 1-1.5% of the entire value or Rs.15 to Rs.20 per Rs.1000 for the primary yr.
If you’re shopping for a excessive finish cell or different devices then you definitely want an insurance coverage firm that may cowl you for an extended interval. This insurance coverage covers any kind of software program injury, bodily injury, loss or theft of cell.
Top Mobile & Gadget Insurance Companies in India
Hence, we jot down a listing of few prime cellphones insurance coverage corporations in India. Here are they-
1. New India Assurance Company
The first cell phone insurance coverage firm is New India Assurance Company. Although the corporate is owned by Indian authorities and it offers insurance coverage for all different functions like private, Medicare, motor and so on however can be offers you with cell phone insurance coverage plan.
Now how do you get your cell phone insured with New India Assurance Company?
Well Nokia in collaboration with New India Assurance got here up with a scheme for cell customers in India. The plan is fastened premium is barely Rs 50/- and the rate is round 1.25% of the worth of the cell phone.
This scheme by the corporate would cowl loss, theft, malfunctioning and injury of the telephone.
For extra info, go to the web page https://www.newindia.co.in/
2. SYSKA Gadget Secure
SYSKA Gadget safe is a personal cell phone insurance coverage firm. According to their premier providing you get lined for all the things like theft, injury, hearth and water or moisture.
As per the price of your telephone they’ve 5 completely different plans for Samsung mobiles solely.
For worth between Rs 4000 to Rs 10,000/- you may go for Rs 599/-. Similarly for different 4 plans
- For Rs Rs 399/- for lower than Rs 4000/-,
- For Rs 10001 to Rs 15000/- plan is Rs 899/-,
- For Rs 15001 to Rs 25000/- plan is Rs 1299/-,
- For Rs 25001 to Rs 90000/- plan is Rs 1999/-
Moreover it additionally offers antivirus options and free decide/drop of your gadget from your property.
For extra go to www.syskagadgetsecure.com
3. On Site Secure
Third firm is On Site Secure. A non-public firm that covers in your cell phone. The firm was established in the yr 2010 and situated in Mumbai.
It has plans for numerous worth ranges like
- For Rs 1 to Rs 7000/- plan is Rs 599/-,
- For Rs 7001 to Rs 13000/- plan is Rs 799/-,
- For Rs 13001 to Rs 20000/- plan is Rs 1099/-
- For Rs 20001 to Rs 30000/- plan is Rs 1799/-,
- For Rs 40001 to Rs 50000/- plan is Rs 2799/-,
- For Rs 50001 to Rs 70000/- plan is Rs 3499/-,
- For Rs 70001 to Rs 100000/- plan is Rs 4899/-
So these had been a number of the plan for cell phone customers solely. There are different insurance coverage for devices like laptop computer, tablets and so on. You can go to the web site and discover out extra.
4. Gadget Cops
The final firm in our checklist is Gadget Cops. It was the primary firm in India to begin insurance coverage for cell phone customers in personal sector.
Company covers for unintended injury (2 years), liquid injury (2 years), mechanical and electrical faults (2 years) and different worth added providers.
For extra info go to http://gadgetcops.in
So these had been 4 cell phone insurance coverage corporations in India. You can think about one of many firm in case your cell is price greater than Rs.15,000/-.