Mumbai

SVAMITVA Scheme: Over a month later, first property card holder in Maharashtra waits for loan

Written by Abha Goradia
| Mumbai |

November 22, 2020 3:42:37 am





Vishwanath Majumale has been making an attempt to avail loan utilizing the property card to renovate his lodge.

It has been round 40 days since Vishwanath Mujumale (58) turned one of many first 5 farmers in India to be given property playing cards underneath the SVAMITVA (Survey of Villages and Mapping with Improvised Technology in Village Areas) scheme.

Mujumale, a resident of Kondanpur village (the place a majority of residents go by the identical surname), situated in Pune district’s Haveli taluka, recollects fondly how Prime Minister Narendra Modi had complimented him for getting his sanad (deed) framed simply in time for the scheme’s digital launch on October 11.



The SVAMITVA scheme goals to generate property playing cards to facilitate monetisation of rural residential belongings for credit score and different monetary providers. Led by the Ministry of Panchayati Raj, it goals at surveying rural inhabited land parcels utilizing drones, and involving gram panchayats to cowl India’s 6.62 lakh villages in 4 years. In Maharashtra, a median of 25 villages are being surveyed in Pune, Ahmednagar, Aurangabad and Nagpur districts every.

By the tip of this month, villages in Thane, Nashik, Akola, Nanded and Wardha may also be lined, mentioned Settlement Commissioner S Chockalingam. While 4 drones are getting used at the moment, 5 extra can be added to expedite the method.

Varsha Mujumale (33), who works on the gram panchayat workplace, can be set to obtain a property card in the approaching days. She mentioned her cause for making use of was to keep away from land disputes amongst neighbours, and that the card might show to be helpful as a authorized doc.

Rajendra Gole, Pune district superintendent of land data, mentioned, “This is the first time that even the roads have been mapped. Not a single piece of land will be left unnumbered. Based on data generated through city surveys, it will be easy for government departments to allot land for creation of new public amenities such has primary health care centres and recreation centres, among other things. It will save land from encroachment and enhance tax collection.”

After the town survey, 24 open authorities lands have been recognized and marked in Kondanpur alone. Villagers have been fast to give you concepts on what they are often developed for — these embrace opening an English medium faculty, playground, fitness center, and an indoor stadium.

Vikas Mujumale, a wrestling champion from the village, who now teaches sports activities and economics in a Pune faculty, mentioned, “Children from our village barely reach the district level, as they are made to practice two days before the event at the grounds in the city. I was forced to shift to Pune for practicing wrestling. For more sportspersons to emerge from our village, we need an open playground and sports instructor.”

Chockalingam mentioned that with property playing cards, recognition of rights can be prompt, and folks ought to be capable of avail loans. “Property cards are just regular cards that have been given in the state for the last forty years. This scheme is just to expedite the process. There is no reason why banks should not give loans based on these cards. However, if there is any confusion, we will issue a clarification,” he mentioned.

He added, “The potential of this project to improve village economy will need to be studied over a period. In our discussions with the Rural Development Department, we have suggested implementing a type-based plan, which would mean reserving certain plots for public amenities based on the size of the population and available infrastructure. Some land would also need to be reserved keeping in mind expansion of households in the coming years. The planning part of the project, in terms of deciding on the policy on these issues, is to be worked upon.”

During his interplay with the PM, Mujumale had requested that extending the good thing about property playing cards be thought-about for these settled outdoors village limits, in an prolonged gaothan (open authorities land) space. While the PM had publicly agreed to tell the state authorities about Mujumale’s request, officers from the division have mentioned this chance is but to be explored.

Over the subsequent two and a half years, all 42,000 villages in Maharashtra may be lined utilizing drone know-how — this is able to have taken forty years in any other case, Chockalingam mentioned. A serious problem in pursuing this tempo is the scarcity of inquiry officers.

“We have proposed the creation of 422 temporary posts for the state government’s active consideration. While drones can easily take images, officers are required to carry out the protocol of issuing timely notices to villages and resolving objections, among other things,” he mentioned.

Meanwhile, Mujumale mentioned he had been making an attempt to avail a Rs 10 lakh loan since March, however had not made any progress in the absence of paperwork required. “I have been told that now, this won’t be an issue,” he mentioned. He, together with the opposite villagers, are hopeful this scheme will carry them safety.

However, Mujumale has tried to provoke the method utilizing his property card on the nearest Bank of Baroda department in Khanakpur, however a breakthrough stays elusive. “I’ve made at least four trips to the bank, but each time I’m told they are yet to receive RBI instructions on the acceptance of the property card,” he mentioned.

He requires the loan for the renovation of his 200 sq-ft restaurant, Hotel Kondaneshwar, located atop an remoted cliff in the premises of the historic Sinhagad Fort. His village is common amongst vacationers for being the closest to the fort, which has been the location for many battles, significantly the 1670 Battle of Sinhagad.

Several others from his village have additionally utilized for the card, however are but to get one. While property card distribution occasions have taken place in some villages, Mujumale’s village is ready for its flip.

While residents of Kondanpur, have availed funds by way of numerous cooperative societies in the previous, this might be the first time a individual from the village will avail a loan from a nationalised financial institution, Mujumale says. In a few days, almost 140 personal property playing cards can be distributed to the remainder of the villagers through a public occasion. People of Kondanpur are but to determine the assorted methods in which their playing cards might be put to make use of, however are it as a security internet.

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