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Aditya Birla Health Insurance Activ Health to offer up to 100% return on premium – Check features

The plan additionally provides protection for psychological sickness counselling, limitless Homeopathy telemedicine, day care therapies and extra.

Aditya Birla Health Insurance Company has introduced an industry-first initiative of up to 100% medical insurance premium returns and different important product providing upgrades. The policyholder is rewarded by a cash-equivalent which can be utilized for both health-related bills like shopping for medicines, paying for diagnostic assessments, day care therapy, out-patient bills (OPD), and various therapies (that are historically excluded), or most significantly can be utilized in direction of the cost of future premium.

According to the insurer, the newly designed model of its flagship product ‘Activ Health’ will encourage policyholder to lead a wholesome life-style. The Activ Health coverage is a feature-rich product that gives complete well being safety with intensive wellness advantages. As per the company data, Aditya Birla Health Insurance is the one insurance coverage company providing up to 100% premium returns, i.e. HealthReturnsTM, rewards and up to 100% reload of Sum Insured by its enhanced model of ‘Activ Health’ coverage.



The plan permits the wellness ecosystem to be simply accessed by folks with out exclusivity. Going forth with the holistic well being strategy, Activ Health plan additionally provides protection for psychological sickness counselling, limitless Homeopathy telemedicine, day care therapies, fashionable and advance therapy strategies, Day 1 protection for persistent diseases; for all prospects, and extra.

One can develop into their healthiest model by monitoring their well being, accessing the main points of their medical insurance, and availing well being care providers by the Activ Health app. Customers also can earn their HealthReturnsTM by figuring out with the exercise movies obtainable by the Activ Health app.

Key Features

  • India’s first medical insurance plan rewarding shoppers up to 100% of their medical insurance premium as HealthReturnsTM – maximise earnings by main a wholesome life.
  • Asia’s first ever medical insurance plan providing psychological sickness counselling protection.
  • Industry-first plan to cover limitless homeopathy telemedicine.
  • For those that have a persistent situation or develop (automated improve at no further price) –
  • – Day 1 cover for Chronic diseases like Asthma, High Blood Pressure, High ldl cholesterol and Diabetes
  • – Get OPD advantages, physician consultations and steering from consultants to enhance well being situation as a part of the Chronic administration program
  • Double Sum Insured in 2 claim-free years- earn 50% No Claim Bonus for each claim-free year – max up to 100% of Sum insured.
  • Access to an skilled well being coach for Medical, Nutritional, Mental & Fitness, Mental Counselling session, Homeopathy teleconsultation – this can be a nice profit because it covers medical, diet, homeopathy, and so on.
  • In-Patient hospitalisation and Home therapy bills will cover circumstances like chemotherapy, Dengue, Covid-19 and extra.
  • Cover for contemporary and superior therapy strategies like stem cell remedy, oral chemotherapy and extra, put up hospitalisation bills for physiotherapy, hospitalisation for psychological diseases, weight problems therapy and dental consultations and investigations.

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